Let’s be honest, navigating the legal system can be daunting especially when you are the one dealing with an issue and can’t seem to find the answers. At Ryan Solis Law Group, we want you to be informed and together, we can rule out common legal myths and give you the information you need to guide you through your case.
Myth #1: You Don’t Need an Attorney for Minor Injuries
This is FALSE. Most people think that because it is a minor injury, that there is no use for a lawsuit. Bumps and bruises may not seem like much but those are still inconveniences to your life and you can receive compensation.
It is always advised that you consult with an attorney to review the details of your accident to determine if you need to file a claim. If you did receive medical attention, those bills can be compensated for and we can help you navigate this process.
Myth #2: The Responsible Party Will Pay Everything
Most people are apprehensive when it comes to filing a lawsuit because they either think they will receive no compensation or they think they will be liable for paying for all damages. This is only partially true. Let’s break it down.
Some cases do hold the person responsible liable for all claim related costs but what if they don’t have the money to pay? That’s where insurance companies step in and the person’s insurance will pay the settlement amount. The responsible person will have higher premiums in order to cover those costs.
If the at-fault person doesn’t have insurance, there are separate claims you can file with your insurance company called a compensation file. Explore your options now with your insurance company and find out what other type of coverage besides liability that can be helpful in the long term.
Myth #3: You Can File A Personal Injury Claim Whenever You Want
False. Don’t assume that you have an unlimited window to file personal injury claims. There is something called a statute of limitations. What does that mean? This means that there is a particular length of time given when you can file your claim, after that time has passed, you can no longer file.
In Texas, you have two years from the date of the incident to file your personal injury lawsuit.
Myth #4: You’ll Have To Be In Court A lot
Partially true. You will possibly have to attend a few hearings that can take up a morning or afternoon, but it won’t be a regular occurrence.
If you and your attorney resolve issues prior to hearing, it could be that you may not even have to step inside the courtroom.
Remember, even if you do have to go to court, it is your attorney’s job to represent you and you will not be required to do much speaking.
Myth #5: Don’t File a Claim Against Family & Friends
While we hate to burn bridges with anyone, especially family and friends, there are bills to pay and you deserve being compensated.
Speak to your attorney and let them handle the situation accordingly and keep in mind, insurance companies are the ones that pay, not your direct friend or relative.