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When careless drivers engage in these behaviors and cause an accident with injuries, the victim may have grounds to file a personal injury claim or lawsuit against the at-fault driver seeking compensation. While you don’t need a law firm to file an insurance claim, having an attorney can be extremely beneficial for collision victims. You can rely on our McAllen Car Accident Lawyer to advocate for your case.
Why Choose the Ryan Solis Law Group to Represent Your Car Accident Case?
Filing a Car Accident Lawsuit
In a car accident, the person at fault is responsible for covering the damages. If someone believes you caused the crash, they might file a lawsuit against you.
Fortunately, your insurance company is legally required to cover any judgment against you up to your policy limit. If your coverage isn’t sufficient to cover the full damages, the injured driver may then file a claim with their own insurance for underinsured motorist coverage. If neither of these options fully compensates the other driver, they might seek additional compensation directly from you.
If you face a lawsuit, your insurance company must defend you. As a defendant, you won’t need to hire and pay for your own car accident lawyer.
The Average Settlement for a Car Accident in Texas
The national median settlement for a car accident is $40,000, but this figure may not accurately reflect your specific situation. If your damages amount to $100,000, a $40,000 settlement would be insufficient. Instead of focusing on averages, it’s important to consider your individual case. Legally, the defendant must compensate you to restore your situation as if the accident had never happened, which could result in a significantly higher settlement, especially for severe injuries. Your McAllen, TX car accident lawyer will strive to ensure you receive the full compensation you are entitled to.
The Average Settlement for a Car Accident in Texas
The national median settlement for a car accident is $40,000, but this figure may not accurately reflect your specific situation. If your damages amount to $100,000, a $40,000 settlement would be insufficient. Instead of focusing on averages, it’s important to consider your individual case. Legally, the defendant must compensate you to restore your situation as if the accident had never happened, which could result in a significantly higher settlement, especially for severe injuries. Your McAllen, TX car accident lawyer will strive to ensure you receive the full compensation you are entitled to.
Insurance Requirements and What They Mean for You
Texas mandates minimum insurance coverage for all drivers. If someone violates this requirement by lacking proper insurance, you may need to explore alternative options for compensation, such as filing an uninsured motorist claim.
Comparative Fault and Its Impact on Your Case
The other driver might claim that you were also negligent to reduce their own liability. However, under Texas’s modified comparative fault laws, you can still seek compensation for your losses as long as you are less than 50% at fault. Even if you believe you might share some responsibility, it’s important to consult a lawyer about your options for recovery.
Texas Statute of Limitations for Car Accident Claims
In Texas, you must file a lawsuit against the responsible party within two years of the accident date. If you don’t file within this period, you will forfeit your right to seek monetary compensation for these injuries in the future. This means you need to complete the insurance claim process and have your lawyer prepare the lawsuit within this two-year window. Failure to file within this timeframe will result in the dismissal of your case. Therefore, it is crucial to contact a local car accident attorney as soon as possible.
McAllen car accident injury attorney Ryan Solis will ensure that your lawsuit is filed promptly to meet the two-year statute of limitations for personal injury cases in Texas.
Our McAllen Car Accident Attorney is equipped to handle various types of car accidents. While you don’t need a law firm to file an insurance claim, having an attorney can significantly benefit collision victims in numerous ways:
Car Wrecks
Collisions between two or more vehicles often lead to serious injuries and may trigger chain reaction crashes.
Head-on Collisions
These occur when a vehicle veers into oncoming traffic, crashing head-on with another car. Head-on collisions are among the most dangerous types of accidents.
T-bone Accidents
Common at intersections, T-bone accidents happen when the front of one vehicle strikes the side of another.
Rear-End Collisions
One of the most frequent types of accidents, rear-end collisions involve a driver crashing into the back of another vehicle, often due to distracted driving. While sometimes referred to as “fender-benders,” these collisions can still result in significant injuries.
Rollovers
Rollovers occur when one or more vehicles end up on their sides or roofs. Although SUVs and trucks are more susceptible to rollovers, any vehicle can potentially roll over.
Here are some of the most common injuries sustained in car accidents:
✅ Whiplash – The sudden jerking motion of the neck in a collision often leads to whiplash, causing various soft tissue injuries.
✅ Traumatic Brain Injury – A collision can result in head trauma or violent shaking, potentially causing concussions or severe brain injuries.
✅ Back Injuries – Injuries to the back are often very painful and can lead to significant time off work.
✅ Broken Bones – Fractures from a car accident require prompt medical attention, and some may necessitate emergency surgery.
✅ Internal Injuries – Serious crashes can cause internal bleeding and damage to organs.
✅ Knee and Ankle Injuries – Joint injuries, including dislocations and soft tissue damage, are frequently seen in accidents.
Our aim is to maximize your compensation after a car accident. There are two main types of damages: economic and non-economic.
Economic Damages cover your financial losses, including:
• Lost wages from being unable to work or reduced earning capacity
• Property damage, such as vehicle repairs or replacement
• Medical expenses, including hospital bills, therapy, and prescriptions
Non-Economic Damages address the personal impact of the accident, including:
• Physical pain from your injuries
• Emotional distress, such as anxiety and depression
• Loss of enjoyment of life
• Permanent scarring or disfigurement
• Emotional trauma and embarrassment
Each Car Accident Injury case is unique. Even if two people have the same injury, their compensation may differ based on how the injury affects their lives, including variations in lost wages and daily activities.
Car accidents in Texas happen for many reasons and can result in severe injuries. If you’ve been injured by any of the common causes of car accidents, reach out to our McAllen car accident attorney without delay:
• Drunk driving
• Distracted driving, like texting while driving
• Speeding
• Running stop lights or disregarding other traffic signals
• Failing to yield
• Not signaling or checking mirrors before merging
• Following too Closely
To succeed in your car accident case, you must prove the following four elements:
Duty: This refers to the legal obligation the driver had to operate their vehicle safely and responsibly, considering the safety of other drivers and passengers on the road.
Breach of Duty: This occurs when the driver fails to meet their duty of care. For example, if the driver was distracted by their phone and caused an accident, they have breached their duty of care.
Causation: This establishes the link between the driver’s breach of duty and the accident. Essentially, it must be shown that the accident resulted directly from the driver’s failure to uphold their duty.
Damages: These are the injuries or losses you suffered due to the accident. Damages can include physical injuries, property damage, lost wages, and pain and suffering.
According to TxDOT, in 2024, around 1,029 people in Texas lost their lives, and 2,522 were seriously injured due to drivers under the influence of alcohol.
If you’re involved in a car accident, whether a drunk driver is involved or not, it’s crucial to gather as much information as possible at the scene.
✅ First, seek medical attention for yourself and anyone else who is injured.
✅ Call the police and request a copy of the police report or the report number.
✅ If possible, get the names and contact details of any witnesses before they leave, and take photos of the vehicles involved.
✅ Record your initial impressions and observations while they are still fresh.
✅ Lastly, if you suspect that drunk driving played a role in the accident, the most important step is to contact a car accident lawyer as soon as possible.
In Texas, texting while driving is illegal and is a leading cause of distracted driving across the U.S. However, several other activities can also lead to accidents, such as:
• Eating or drinking
• Talking to a passenger
• Programming a GPS or adjusting the radio
• Playing music loudly, which can block outside sounds
• Applying makeup
• Reaching for an object on the floor
• Interacting with pets or children
No matter the cause, if you’ve been injured in a car accident in McAllen, you should reach out to our Car Accident Lawyer at the Ryan Solis Law Group to learn how to protect your rights.
If you’ve been involved in a car accident in the McAllen or Rio Grande Valley area and have questions about covering medical expenses, recovering lost wages, repairing your vehicle, or any other issues related to your injuries, we’re here to assist you.
Our McAllen, TX Car Accident Lawyer is prepared to help you seek the compensation you deserve. Reach out to us today for a free consultation.
